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5.0 on Google · Orange County families & businesses

Commercial & HOME COVERAGE for Orange County

Clear guidance for families and businesses, including hard-to-place and non-renewed accounts

Kevin Phan — IT Specialist

Kevin keeps the agency’s technology fast, secure, and easy for the whole team. Smart, inventive, and always approachable, he supports every colleague with a smile — and never turns down a request for help, big or small.

Tom Tran — Personal Lines Account Manager

Tom manages personal insurance accounts with careful follow-through. He goes the extra mile to solve coverage questions, walk clients through options, and make sure homeowners and families get practical help when they need it most.

Thuy Trinh — Customer Relations Manager

Thuy is the relationship lead clients meet when they need a clear answer and a human touch. She is passionate about welcoming every client, resolving questions quickly, and making the office feel as comfortable as home — without sacrificing professionalism.

Jennifer Pham — Head of Commercial

With the agency nearly since day one, Jennifer brings deep experience in commercial accounts and general liability. She partners with business owners on risk management and safety programs that help control exposure, support better pricing, and keep operations protected.

Bella Nguyen Dong — CFO / HR

Bella oversees finance and people operations so the agency runs with discipline and care. She keeps budgeting, compliance, and team support aligned so clients experience a polished, reliable office every time they call or walk in.

Phil Dong — Owner / Principal Agent

Phil leads Phil Dong Insurance Agency with a commercial-first focus on mid-to-large premium accounts across all lines. A Top 1% Farmers agent nationwide and 13-year President’s Council member, he helps business owners and families secure strong coverage at competitive rates — with personal accountability from quote through claim.

Our Managing Team

Experienced professionals dedicated to protecting Orange County families and businesses — with clear advice, responsive service, and coverage built around how you actually operate.

Choose Your Coverage

Who We Are

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Since 2008, our hardworking team has been Orange County’s trusted partner for comprehensive Farmers Insurance coverage. We cut through the red tape to act as your dedicated risk management advisors, offering exceptionally fast turnaround times and competitive rates.

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  • Commercial Specialists: We build custom General Liability and Workers' Compensation plans to protect local entrepreneurs and their employees.

  • Hard-to-Place Businesses: We excel at securing affordable, robust coverage for small businesses that have been declined or non-renewed by other carriers.

  • Personal Coverage: Beyond business, we protect your family with a full portfolio of home, auto, life, and umbrella policies.

What we do best

Declined or Non-Renewed?

We specialize in helping small businesses find affordable coverage when others have declined you.

Our Insurance Services

Business Team Meeting
Welder at Work
Car Engine Repair
General Liability
Workers' Compensation
Auto Insurance

Protecting your small business from third-party claims and property damage with comprehensive coverage.

Ensuring your employees are covered for medical expenses and lost wages while maintaining full legal compliance.

Tailored coverage for drivers and fleets, providing peace of mind and protection for your vehicle and assets.

Suburban Family Home
Family Enjoying Outdoors
Family Camping Outdoors
Home Insurance
Life Insurance

Protecting your home and family from unexpected losses with comprehensive coverage for structure and contents.

Umbrella Insurance

Providing financial security for your loved ones with flexible term and whole life insurance options.

Adding an extra layer of protection for high-value assets and personal liability beyond your primary coverage.

Honors & Recognition

5.0 on Google · Orange County families & businesses

Presidents Council

Recognized for outstanding sales and service excellence within the Farmers network.

Elite Commercial Agent

Voted as a top-tier insurance provider for small businesses in Westminster.

MDRT 9x qualify

Celebrating over a decade and a half of dedicated service to the Orange County community.

Common Concerns

What happens if my coverage lapses?

Don't worry—most lapses can be resolved quickly. We work to restore your protection as fast as possible, ensuring your business stays covered without interruption.

How fast can I get a quote?

Most quote requests are reviewed quickly, and many applications move within about 24–48 hours depending on the line of business and underwriting needs.

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Often yes—bundling personal lines can simplify renewals and may improve pricing. Ask us for a side-by-side review.

What types of insurance does Phil Dong Insurance Agency offer?

Insurance underwriting is complex; we specialize in finding solutions for businesses declined elsewhere, using local expertise and deep industry knowledge.

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We offer general liability, workers’ compensation, commercial auto, BOP, umbrella, home, auto, and life insurance.

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For a commercial quote, bring your business name, FEIN if available, operations description, payroll or sales estimates, current declarations pages, and loss history if available.

Visit Our Office

15626 Brookhurst St
Westminster, CA 92683

Mon-Fri: 9AM - 6PM
Sat: 10AM - 4PM

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Follow Us

Connect with Phil Dong Agency on social media for the latest updates and community news.

Choose your path

Collection Highlights

Commercial Insurance

GL, workers' compensation, hard-to-place and non-renewed business coverage.

Home & Personal Insurance

Home, auto, life and umbrella coverage for your household and personal needs.

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